All-in-One, Low Code, Cloud-Based Solution

Core P&C Insurance Suite

The latest solutions from Spear build on our 15+ years in business focused on innovation which empowers insurers of all sizes to compete at the top level with the right tools, flexibility, and approach to exceed their needs. The SpearSuite™ is designed for insurance, pure and simple.

Our track record of success combined with the proven capabilities of industry’s most innovative technology platform will ensure your business needs are well accounted for and your future is secure.

SpearPolicy

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SpearClaims

SpearBilling

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SpearPortal

SpearCloud

SpearAnalytics

SpearAI

SpearBots

Take control of your insurance operations

SpearPolicy™ in the Spotlight

Our enterprise, multi-line, multi-state policy administration system will elevate your operations and allow your organization to tap into capabilities which will transform your business.

POLICY MANAGEMENT
BUILT-IN ARTIFICIAL INTELLIGENCE (AI)
PRODUCER MANAGEMENT
APPLICATION ENTRY & TRACKING
QUOTING & PROPOSALS
ENDORSEMENTS & FORMS
OUT OF SEQUENCE ENDORSEMENTS
RATING ENGINE
CANCELLATION
RENEWALS
CERTIFICATES OF INSURANCE
PREMIUM AUDIT
UNDERWRITING WORKBENCH
EXPERIENCE MOD CALCULATOR
ELECTRONIC PAYMENTS
COMMISSIONS MANAGEMENT
DEDUCTIBLES & DIVIDENDS
API’S & CONNECTORS

SpearClaims™ in the Spotlight

An enterprise, multi-line claims management system that handles everything from multi-jurisdiction workers’ compensation to commercial, personal auto to property, and even homeowners.

CLAIM MANAGEMENT & OVERSIGHT
BUILT-IN ARTIFICIAL INTELLIGENCE (AI)
FIRST NOTICE OF LOSS FNOL/FROI
TRIAGE & ASSIGNMENT
DIARIES, NOTES, & TASKS
PAYEE MANAGEMENT
DASHBOARDS & DATA VISUALIZATION
RESERVE MANAGEMENT
PAYMENTS & CHECK PRINTING
SUBROGATION
LITIGATION
SETTLEMENTS
CASE MANAGEMENT
RETURN TO WORK (RTW)
RISK RANKING & PREDICTIVE ANALYTICS
DOCUMENT MANAGEMENT
LETTER TEMPLATES
STATE FORMS COMPLIANCE
CMS SECTION 111 & ISO INDEXING

SpearBilling™ in the Spotlight

An integrated and robust solution designed with insurance billing in mind.

RECEIVABLES MANAGEMENT
DIRECT INVOICING
PREMIUM BILLING
ACCOUNT-LEVEL BILLING
COMMISSION PLANS
SPECIAL INCENTIVE PROGRAMS (SIPS)
DEDUCTIBLES
DIVIDENDS
CHECK PROCESSING
MONTHLY SELF REPORTING
E-PAYMENTS, ACH, & CREDIT CARDS
REFUND MANAGEMENT
POSITIVE PAY
LOCKBOX
CHECK RECONCILIATION
COLLATERAL

SpearPortal™ in the Spotlight

A user-friendly and extremely capable online portal allowing your business to provide agents and insureds with the capabilities they demand.

BROKER/AGENT ACCESS
POLICYHOLDER ACCESS
FIRST NOTICE OF LOSS
FNOL/FROI
QUICK QUOTE
NEW BUSINESS SUBMISSIONS
AUTOMATED UNDERWRITING
BOOK OF BUSINESS
ENDORSEMENT REQUESTS
INSURED SELF REPORTING
CLAIMS INSIGHT
ELECTRONIC DOCUMENTS
FORM LIBRARY
ONLINE BILL PAYMENT
FILE & MEDIA LIBRARY
FREQUENTLY ASKED QUESTIONS
COMMISSION STATEMENTS
LIVE CHAT SUPPORT
AUTOMATED MESSAGING
DASHBOARDS & DATA VISUALIZATION
AI & BOTS SUPPORT
ON-DEMAND REPORTS
SECURE ACCESS & ENCRYPTION

SpearCloud™ in the Spotlight

Built on Microsoft Azure’s infrastructure and managed by Spear to deliver the very best cloud experience. Rid your company of your current vendors limitations, reduce your costs, and free your IT staff from the management overhead, while remaining in control of your hosted solutions.

SAFE & SECURE
FLEXIBLE
SCALABLE
ENHANCED SECURITY
BACKUP & RECOVERY
COMPLIANCE
MONITORED
HIGH PERFORMANCE
OPERATE HYBRID SEAMLESSLY
YOU’RE IN CONTROL
WORRY FREE & FUTURE READY

SpearAnalytics™ in the Spotlight

Turn your data into useful information on-the-fly with beautiful dashboards, drill-down analysis capabilities, data monitoring and alerts, automated report delivery, and bridge the gap between data and decisions using Spear & Microsoft Power BI.

DELIVER FRESH INSIGHTS
INTERACTIVE DATA VISUALIZATIONS
PERSONALIZED DASHBOARDS
REAL-TIME INFORMATION
COMBINE WITH ARTIFICIAL INTELLIGENCE
CHARTS, MAPS, GAUGES, & MORE
NATURAL LANGUAGE REPORTING
MOBILE APP
FLEXIBLE SECURITY
UNIFY MULTIPLE DATA SOURCES
ACCESS FREE LEARNING

SpearAI™ in the Spotlight

Leverage the incredible capabilities of artificial intelligence to improve your business operations, gain new insights, improve communication, and so much more. The future of “Generative AI” is here and ready to use in Spear!.

GENERATIVE AI
NATURAL LANGUAGE PROCESSING
PREDICTIVE ANALYTICS
PERSONALIZATION
MONITORING & REPORTING

SpearBots™ in the Spotlight

Extend your workforce with virtual workers in the form of intelligent bots to provide immediate answers, help locate something in the system, and provide self-help options for your customers online.

INSTANT ASSISTANCE
AUGMENT SUPPORT SERVICES
DATA AND DOCUMENT RETRIEVAL
DATA COLLECTION
EXPLANATIONS AND TIPS